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No Account Minimums
Get started with any amount
Low Fees
Easy to understand fee structure for our services
Honest Advice
A legal obligation to only act in your best interests

TRULY INDEPENDENT. Cullen Investment Group is an independent Registered Investment Advisory firm headquartered in Cincinnati, Ohio. When we say we are an independent investment advisory firm, it means that we aren't beholden to a large broker-dealer, insurance agency, or any other company. Why? Because this presents huge conflicts of interest and we want to be able to provide the best service and act as a fiduciary, meaning we will always act in our client's best interests at all times. 


Whether you're a wealthy multi-millionaire or living paycheck to paycheck, we believe that every single person deserves to have access to a trusted financial advisor, which is why we have no account minimums.  We strive to live out our core values of honesty, integrity, and respect which we believe create a solid foundation on which our firm can thrive. We will always have the strongest fiduciary standards to our clients, meaning we only do what is in your best interests. In doing these things, we believe we can help every community that we serve. Read more about our community involvement.



The broadest and most in-depth form of planning. Creates a holistic view of all assets and liabilities to create a tailored and comprehensive financial plan for you, your family, or your business.

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We help you build wealth through tactical asset allocation by determining the allocation of assets that best suits your goals and needs. We deliver an asset allocation that intends to maximize return for your individual risk tolerance.



Our Retirement Planning is intended to give you steady income during retirement in the most tax-efficient way possible. Utilizing dividends from your portfolio equities, we also seek capital appreciation in addition to steady dividend income.



Our Portfolio Management has two functions: capital appreciation (growth) and steady income (dividends or bonds). Depending on your financial goals, time horizon, and expectations , we will deploy one of the two strategies or a unique blend of the two,  in order to meet your investment goals.



Understanding every aspect of your financial picture is crucial to your financial success. We use state-of-the-art financial planning tools that allow you to track spending, savings, investments, debts, etc. in real-time and it updates your probability of achieving your retirement goals daily.



We believe small businesses are not just the backbone of our economy, but also the cornerstone of every great community. Learn about the full suite of services we offer to our small business owner clients.



Holding non-correlated assets in your portfolio can protect your downside risk in the event of market volatility or even a bear market. Hedge funds and real estate funds are a great way to get exposure to upside potential, keep your portfolio more diversified, and protect your downside risk in the process.

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We pride ourselves on hiring the best people. Apart from work experience and superior knowledge, we look for people with the highest character, who are honest, compassionate, and most importantly, always committed to putting our clients' interests before their own. Because clients should be at the center of everything we do.
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Check Out Our Resource Center

Want to learn more about taxes, retirement planning, cash flows, investing and more? Then check out our resource center. Still have questions afterwards? Call us and let us answer any questions you may have.




Ryan Cullen Of Cullen Investment Group On How They Are Helping To Promote Financial Inclusion


How Fiduciaries Mix Active And Passive Management

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What is Modern Monetary Theory? Understanding the alternative economic theory that's becoming more mainstream

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Chinese real estate firm Evergrande is causing a global stock bloodbath. 4 experts share why the 'completely ridiculous' selloff is a huge buying opportunity for bold, patient investors.


More Companies Are Offering College Tuition Benefits To Their Employees

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A risk that investors are currently ignoring could 'vaporize' earnings growth in 2022, Bank of America warns — and stocks in these 2 sectors will take the largest hit

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Chinese private education stocks collapsed by 70% in a week. One fund manager explains why panic sellers are making a mistake — and shares 11 Chinese stocks with high upside to buy now.


What does the future hold for Chinese companies listed in the US?

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Top investing minds are split over whether the recent reckoning in Chinese stocks is a falling knife or chance to buy the dip. 4 experts share how they're reacting to the sharp selloff.

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Biden’s Economic Plan, Explained

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                 After working at Wall Street's largest and most elite wealth management firm with almost $2 Trillion (trillion with a T) Assets under Management, I realized how many investment firms enrich themselves at the expense of their clients. What spurred me to start my own investment firm was actually  an incident in which a financial advisor took advantage of my mother's retirement account and picked investments based on what would give him the highest commissions. My mom's retirement account spent years not growing and she missed out on one of the greatest bull-markets in US history. That is why at Cullen Investment Group, we do not charge commissions, nor do we peddle/incentivize firm-specific insurance or investment products. We are strictly fee-based, since we do not work on commission, we are always on the same side of the table as you, providing advice that is in always in your best interests. Unlike other firms that have a minimum investment of $250,000, we do not have account minimums because we believe everyone deserves to have access to sound financial advice regardless of if you have $10 or $10 million. If you have money to invest we will help you invest it. While this business model may be harder, we believe it is the right thing to do. At Cullen Investment Group, we  take our fiduciary Responsibility very seriously and we are passionate about helping you achieve your financial goals.

-Ryan G. Cullen

Founder & CEO



Learn About what makes Cullen Investment Group different from our founder and CEO, Ryan Cullen.


We do not work on commission. We are always on the same side of the table as you, providing advice that is in your best interests.

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What Makes Us Different

So you obviously know the importance of investing and choosing the right financial professional. Let us show you what Cullen Investment Group can do for you. Contact us today for a FREE consultation and portfolio evaluation. 

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